Oregon Saves
Frequently Asked Questions
Employer FAQs

If I offer my employer-sponsored retirement plan only to some employees but not all, do I have to offer the State's program as well?

No, if you offer an employer-sponsored retirement plan to any of your employees, you will file a certificate of exemption and you will not need to facilitate the State's program.

Articles in this section

Can my company join the program before its required date?
How Do I Contact OregonSaves?
Do employees need to fill out paperwork to enroll or make changes?
What does automatic enrollment mean?
If I offer OregonSaves to my employees now and then decide to offer a qualified retirement plan later, what do I do?
Can I have a designated employee or payroll services provider complete the registration and enrollment process?
What if I already offer a qualified retirement plan?
What if my payroll provider is stating they will charge a fee for remitting contributions with OregonSaves?
What if my payroll company won't help me administer OregonSaves?
Do other states have programs like this?