• Do employees need to fill out paperwork to enroll or make changes?
• What does automatic enrollment mean?
• If I offer OregonSaves to my employees now and then decide to offer a qualified retirement plan later, what do I do?
• Can I have a designated employee or payroll services provider complete the registration and enrollment process?
• How long does it take to complete registration online?
• What if I already offer a qualified retirement plan?
• What if my payroll provider is stating they will charge a fee for remitting contributions with OregonSaves?
• What if my payroll company won't help me administer OregonSaves?
• Do other states have programs like this?
• Are there measures to keep my account safe from cyber threats?
• Does OregonSaves secure funds remitted to the employee accounts?
• Can the State use money from this program to pay for other programs?
• Do I need to report contributions on my employees’ W2s?
• Can employers match employee contributions?
• Who is responsible for choosing the investment options for participants?
• Can cannabis-related businesses facilitate OregonSaves?
• If I offer my employer-sponsored retirement plan only to some employees but not all, do I have to offer the State's program as well?
• Do payroll deduction IRAs count as an employer-sponsored retirement plan?
• Do I need to offer the program to work-study students?
• Do I need to facilitate the program if I have only a small number of employees?
• If a business owner or shareholder is also an employee, are they eligible to participate?
• Do family members who work for my business count as employees?
• Are workers of only certain immigration statuses eligible for the program? Are undocumented workers eligible?
• Are seasonal employees eligible?
• If I have employees in multiple states, including Oregon, do I just facilitate the State's program for employees in Oregon?
• Are my employees who live in other states eligible for Oregon’s program?
• Are my employees who have H-2A visas eligible for the program?
• Is there a minimum age to participate in OregonSaves?
• Which businesses are eligible to participate in OregonSaves?
• When do I need to enroll new employees?