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Could joining OregonSaves impact my eligibility for college financial aid?

In general, qualified retirement accounts are not counted towards federal financial aid. However, it is important to note that withdrawals from IRAs can jeopardize financial aid for the year following the withdrawal. We suggest you carefully review your own circumstances with a tax expert, financial advisor, or your financial aid office.

Articles in this section

  • My quarterly statements aren't available yet. How can I see my recent activity?
  • What do I do if additional information is needed to open my account?
  • Where can I find information about investments, fees, risks, and other program details?
  • Where can I find a copy of the program rules?
  • I’m not eligible for the employer-sponsored retirement plan at my job. Can I join OregonSaves?
  • What about expense ratios and fees?
  • What do I need to set up my own account?
  • I’m self-employed. Can I set up my own OregonSaves account?
  • Am I eligible for the Saver's Credit from the IRS?
  • Can I make a tax-free rollover from a 529 (college savings) account to an OregonSaves account?
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