• Where can I find information about investments, fees, risks, and other program details?
• Where can I find a copy of the program rules?
• I’m not eligible for the employer-sponsored retirement plan at my job. Can I join OregonSaves?
• What about expense ratios and fees?
• What do I need to set up my own account?
• I’m self-employed. Can I set up my own OregonSaves account?
• Am I eligible for the Saver's Credit from the IRS?
• Can I make a tax-free rollover from a 529 (college savings) account to an OregonSaves account?
• Are there income limits to participate in OregonSaves?
• Do other states have programs like this?
• What type of bank accounts can I add to my account?
• How can I connect a bank account?
• Can I connect more than one bank account or type of account?
• Can I connect a bank account to my account?
• What does the administrative fee pay for?
• Is there a fee for participating in OregonSaves?
• What steps are taken to keep my account safe from cyber threats?
• Is my personal information reported to government agencies to determine immigration status?
• Are there legal protections from creditors for my funds?
• What happens to my account if I move out of state or change jobs?
• What happens if I opt out?
• What happens to my money if I die with no named beneficiaries?
• Is there a minimum retirement age for OregonSaves?
• Is there an administrative fee or penalty for withdrawing my money?
• How long will it take to receive my money?
• Can I make withdrawals?
• Can I transfer my OregonSaves money into another retirement savings account?
• Is there a maximum percentage of income that can be contributed?
• Is there a limit to how much I can contribute?
• Is the contribution rate based on gross or net income?