Please allow up to 3-5 business days. Generally, distributions will be processed within 3 business days of your request. During periods of market volatility and at year-end, distribution requests may take up to 5 business days. For security purposes, there will be a hold of 15 calendar days when there is a change to your address and a hold of 15 calendar days following a change to your banking information. Contributions made by check or ACH will not be available for withdrawal for 5 business days.