• Is there a limit to how much I can contribute?
• Is the contribution rate based on gross or net income?
• Why don’t OregonSaves contributions show up on my W2?
• Is my contribution pre-tax or post-tax?
• If I have another IRA in addition to the State's program, does the contribution limit apply to each separately or to the combined amount?
• How will I know if I am nearing the annual IRA contribution limit?
• How is the OregonSaves program different from plans like a 401(k) or an IRA?
• How are my contributions made?
• Can I roll over money from another plan into my OregonSaves account?
• Can my employer match my contributions?
• Can I have an OregonSaves account plus another retirement savings plan?
• Can I contribute a set dollar amount per paycheck instead of a percentage?
• Can the State use money from this program to fund other programs, like PERS?
• Where do my contributions go?
• Who is responsible for choosing the available investment options?
• What if I don’t select investments for my account?
• What about market volatility?
• Are my investments guaranteed to earn interest?
• Could I lose my money?
• Is investing in OregonSaves the same as putting money in a bank?
• Could joining OregonSaves impact my eligibility for federal programs like SNAP or TANF?
• Could joining OregonSaves impact my eligibility for college financial aid?
• If I am a work-study student, can I enroll?
• I’m a seasonal employee, am I eligible?
• Are H-2A visa holders eligible for the program?
• If I don’t have earned income, can I still join OregonSaves?
• Is there a minimum age to participate in OregonSaves?
• Will services and materials be available in other languages?
• Who is responsible for oversight of OregonSaves?
• What legislation created OregonSaves?