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  1. Oregon Saves
  2. Frequently Asked Questions
  3. Saver FAQs

Can the State use money from this program to fund other programs, like PERS?

No. Payroll contributions go directly to your own personal OregonSaves IRA account. Accounts are not accessible to the State for other purposes and are not tied to any other retirement plans offered by the State, including Public Employees Retirement System (PERS).

Articles in this section

  • Where can I find information about investments, fees, risks, and other program details?
  • Where can I find a copy of the program rules?
  • I’m not eligible for the employer-sponsored retirement plan at my job. Can I join OregonSaves?
  • What about expense ratios and fees?
  • What do I need to set up my own account?
  • I’m self-employed. Can I set up my own OregonSaves account?
  • Am I eligible for the Saver's Credit from the IRS?
  • Can I make a tax-free rollover from a 529 (college savings) account to an OregonSaves account?
  • Are there income limits to participate in OregonSaves?
  • Do other states have programs like this?
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← OregonSaves.com