Cash a Check Without a Bank Account

You can potentially cash a check without a bank account at major retail stores, a check-cashing store, or by using a prepaid debit card or digital payment app. All methods typically require a government-issued photo ID and involve a fee paid to the institution cashing the check. Please check with the individual institution for their procedures and fees before attempting to cash the check.

Remember: Opening a bank account is generally the most cost-effective and secure way to receive funds from your account. Many banks offer free checking accounts that eliminate check-cashing fees.